Consumer financing allows business owners to provide financing options to their clients. Business owners often see an increase in business when they have financing options that allows clients to make payments on services. We offer two types of consumer financing which are Direct To Merchant and Direct To Consumer. Business owners have the option to choose either type or can do both depending on their business needs. Please review the difference between both programs and discover which program works for you. 

Direct To Merchant - Customer applies and after approval the business owner will receive the funds in 2 to 3 business days. 

Direct To Merchant Requirements:

Must Be In Business 6mths

620 Transunion Fico Score

At Least $250.000 Annual Sales Rev

No felonies/financial Crimes in last 20yrs

Active State Business Registration

No current active lawsuits/litigation

No Personal/Business Credit Merchants

What You Get With Direct To Merchant:

1 on 1 Training 

Merchant Portal To Send Unique Offers

Track Applications of Each Applicant

Payments Directly From Lender

Instant Chat Available In Merchant Portal

Direct To Consumer - Your customer applies and after approval the customer will receive the funds in 2 to 3 business days. After customer receives the funds they will then pay the business owner. 

Direct To Consumer Requirements:

No Underwriting Requirements

All Merchants Approved

What You Get With Direct To Consumer:

Co-branded Webpage To Send To Customers

Unique Application Page Link

Track Applications Of Each Customer

Agreement To Retrieve Funds For Customers

Program Cost:

$495.00 (Setup Fee)

$50/mth Fee